Help for Homeowners from the Feds

Most homeowners with home loans that exceed the value of their property are having a tough time dealing with declining interest rates and home values, since they are stuck with their original loans. Most of these loans have higher than current market interest rates and many of the homeowners have experienced declining income, causing severe financial hardship. Most attempts at refinancing or obtaining a loan modification to a lower rate have not worked. There is a new government program aimed at helping these people lower their payments and stay in their homes. Log on to the internet website www.makinghomeaffordable.gov or call 1-888-995-HOPE to see if you qualify for assistance.